Welheim Insurance Services provides trusted third party coverage for cars and motorcycles — affordable, fast, and fully LTO-compliant.
Estimate your premium in under 2 minutes
No commitment required · Instant estimate
Our third party insurance protects you against claims made by other parties in an accident involving your vehicle.
Covers medical expenses and compensation for third parties injured in an accident you caused.
Covers repair or replacement of property belonging to a third party damaged by your vehicle.
We handle legal proceedings so you don't worry when a third party files a claim against you.
All private and commercial passenger cars, SUVs, and vans of any year and brand.
From underbones to big bikes, we cover motorcycles of all engine sizes and classifications.
Seamless renewal with document prep, deadline reminders, and LTO submission support.
Getting covered has never been easier. From quote to certificate, we handle everything.
Fill out our quick form with your vehicle details.
Select the coverage tier that fits your budget.
Pay via GCash, online banking, or in person.
Receive your certificate and drive with confidence.
All plans include LTO-compliant third party insurance. Pick your vehicle type and the right tier.
Essential coverage for private car owners
Most popular plan for private car owners
Full 3rd party coverage for all motorcycle types
Prices vary by vehicle year, make, and use type. Contact us for fleet or commercial pricing.
We're not just an insurance provider — we're your dedicated protection partner.
Receive your insurance certificate the same day — no delays, no long waiting periods.
Competitive rates without cutting corners on coverage. Real protection at real prices.
Our team is available around the clock to guide you through every step of claims.
All our policies are fully LTO-compliant and accepted at all LTO branches nationwide.
Apply, pay, and receive your policy entirely online — no faxes, no queues.
We send timely reminders and handle LTO prep so your coverage never lapses.
"Grabe kadali! I got my insurance certificate the same afternoon I applied. No hassle, no long process. Highly recommend Welheim!"
"As a rider, I always struggled to find affordable and legitimate motorcycle insurance. Welheim's pricing is unmatched and their team is very responsive."
"Had a minor accident last year and the claims process was so smooth. Their support team walked me through everything. I've been renewing every year since."
Have more questions? Reach out — we're always happy to help.
Contact UsGet your third party insurance quote in minutes. Fast, affordable, and fully LTO-compliant.
Find us in Dumaguete City or reach out through our multiple contact channels. We're here to assist you!
Mon–Sat, 8:00 AM – 5:00 PM
EJ blaco extension, Dumaguete City, Philippines
Monday to Saturday
8:00 AM – 6:00 PM